Wednesday, February 1, 2023
health insurance

Is Insurance A Necessity?


Over the last few years, people’s lives have changed from better to worse. There has been an emergency of various disasters and diseases that continually affect the well-being of the current society. Ailments and previously unknown diseases are now killing hundreds of people daily. One may not be able to safeguard their health following the dangers surrounding society in the modern days. However, with adequate health insurance, one can rest assured that their medical expenses will be covered despite the urgency required. In addition, the need for having life or medical insurance has been elevated for the following reasons.


The cost of living is rising.

Over the years, funds have been losing their values, and the cost of living has been rising steadily. Therefore, people have been buying life insurance policies as the cost of treating common diseases has been rising. Although technological advancements have paved the way for treating various diseases, their costs have been strenuous, especially in cases where one has to pay for the medical expenses on a cash basis. However, with medical cover, the pitch of paying hundreds of dollars for treating various diseases has utterly been avoided. 

Change of Life-styles


Modernization has changed the way people approach different aspects of life. For instance, the introduction of junk foods has been associated with poor eating habits that led to the emergence of lifestyle diseases such as diabetes and obesity. In addition, people prefer traveling from one area to another to explore the world. Such lifestyles expose people to many dangers and unpredictable events that can claim a person’s life. In addition, due to technology, people rarely do exercises hence leading very unproductive lives. Therefore, living without a medical cover or health assurance cover adds more woes to a person’s life. In other words, you need an assurance cover to lead a fearless and more comfortable life in a modern society that is surrounded by all forms of dangers. 

The emergence of Life-Threatening Diseases

In the recent past, diseases such as cancer were not common. However, due to the lifestyles embraced by society, there are all sorts of cancers that are affecting modern society. In addition, viral diseases such as AIDS and COVID-19 have been revenging society to a greater extent. Life has become very unpredictable, and one cannot tell about tomorrow. Therefore, life expectancy has been reducing over time due to the dangers that surround anyone living in modern society. With such dangers, living without insurance cover is more stressful. Therefore, instead of gambling and leading a fearful life, make a point of purchasing a life assurance cover that will protect you. You can also purchase an insurance cover that will protect your family. Some of these covers are paid in monthly premiums. However, while claiming it or when using it to cover your medical expenses, the insurance company can pay even double of what you have been contributing for ages. Therefore, owning an insurance cover is the basic thing you can do to protect your family and lead a stress-free life in a society full of dangers. 


Rinku Malik is a regular contributor at and, He is a digital marketer, passionate with his work, and likes to serve the services of SEO, WordPress website management, and Social media marketing.